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Expert Underwriting Solutions Tailored for SMEs

Cedar Underwriting empowers SME brokers to grow their business by providing the resources and solutions they need for success. As a proactive MGU and MGA, we specialise in delivering tailored capacity that helps brokers expand their client base and drive business growth. And, with access to Flightdeck, our in-house quote and buy system, everything will be streamlined for you.

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With Cedar, you're not just gaining a partner, you're unlocking new opportunities. 

Our products

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SME Package

Our SME package offers comprehensive coverage tailored for small and medium-sized businesses, with the flexibility to insure a sum of up to £5 million on material damage and up to £10m on liability. This policy is designed to protect a variety of commercial properties, including cafes, restaurants, shops, grocers, florists, nail salons and offices. 

By offering coverage for property, public liability, and employers' liability, your clients will benefit from a solution that addresses every aspect of their business operations. Furthermore, based on specific business needs, optional extensions and bespoke coverage options are available, providing both peace of mind and a competitive edge. 

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Commercial Combined 

Our Commercial Combined Insurance policy offers comprehensive coverage tailored for small and medium-sized businesses, with the flexibility to insure a sum of up to £5 million on material damage and up to £10m on liability. This policy is designed to protect a variety of commercial and corporate organisations and cover complex risks, such as engineering, construction and manufacturing.. 

With the ability to cover property, public liability and employers' liability, your clients will benefit from a solution that addresses all aspects of their business operations. And, depending on specific business needs, optional extensions and bespoke coverage options are available, offering peace of mind and a competitive edge. 

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Commercial Unoccupied 

Our commercial unoccupied property insurance offers flexible coverage with annual and short-term policies. With a total sum insured up to £2M without referral, and up to £5M on referral, the policy will cover properties built after 1700, including Grade II, II, B, and C listings. Customers choose between two levels of coverage, with options including protection against fire, storm, escape of water, theft and more. Additional benefits include coverage for fly-tipping, squatters' eviction and landscaped areas.

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Excess of Loss 

Our Excess of Loss Insurance provides robust protection for businesses across a wide range of industries. And, with attachment levels starting from £2M, the policy provides limits up to £5M in excess of the lead insurer's policy. The coverage is designed for UK-registered policyholders engaged in a variety of activities, including those involving heat, height, depth and even overseas work, with the flexibility to cover hazardous tasks. Premiums start at £250 plus IPT. 

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Modern, flexible, proactive.

We are a slick capacity provider whose business strategy is to provide added value to the coverholder and to our insurers. ​We also provide management information solutions for the insurance regardless of their capacity provider.

Need Capacity?

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